DKV Integral Plus: Comprehensive Coverage with Moderate Co-Payments
DKV Integral Plus retains the full protection of a comprehensive hospital plan — including surgery, hospitalisation, and specialists — while incorporating a mid-level co-payment per consultation. In exchange, your monthly premium is lower than a zero-copay plan.
Plan Highlights
- Complete Hospital & Surgical Coverage: 100% coverage for hospital stays, surgeries, and intensive care.
- Direct Specialist Access: Consultations with all medical specialists within the extensive DKV network.
- Diagnostic Testing: Comprehensive coverage for lab tests, imaging, and scans.
- Moderate Co-Payment: A small, predictable amount per visit (e.g. €5 – €12 depending on service), helping keep your monthly fixed insurance costs low.
- Included Dental Services: Checkups, cleanings, and emergency dental consultations.
- 24/7 Digital Doctor: Telemedicine and electronic prescriptions via the DKV mobile app.
Who is DKV Integral Plus Best For?
Plus is the sweet spot for healthy individuals and couples who want full hospital security and access to top private clinics, but prefer paying a reduced monthly premium knowing they only pay a small fee when they actually consult a physician.