FOR VISA & RESIDENCE APPLICANTS
DKV Visa Insurance
If you are planning to live, work, study or retire in Spain, health insurance is often part of your visa or residence application. DKV Visa Insurance is the side of DKV that relates to these situations — and Irene helps international newcomers understand the options in English.
Simple, by design
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No expense limits
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No copayments
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No waiting periods
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365 days, renewable
Yearly duration, payment by bank card.
Full cover
DKV Visa Insurance gives you comprehensive private healthcare across Spain, with no limits on the care you need within the plan.
Primary care
- General medicine
- Paediatrics
- Nursing services
- Ambulances
- 24-hour emergencies
Specialists & diagnostic tests
- Chiropody
- Physiotherapy
- Rehabilitation with no limit on sessions
- Psychotherapy
- Personalised preventive programmes
Hospitalisation & surgery
- Including oncological treatments
- Intensive care (ICU)
- Pregnancy-related cover
Included and always with you
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Dental service included
More than 50 free services, with other treatments available at special prices.
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Always with you
Your policy will be for life after the third year.
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With you when you travel
Healthcare abroad for up to 180 days, with a maximum of €30,000.
Advantages that make all the difference
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A wide medical network
Access to over 1,000 centres and 51,000 specialists across Spain.
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Take out your policy in advance
Arrange your cover well ahead of time so your certificate is ready when you process your visa.
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Instant certificate
Receive your insurance certificate instantly for your paperwork.
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Guaranteed refund if your visa is denied
If your visa application is refused, you can request a refund of your policy.
Why health insurance is often part of the process
Many Spanish visa and residence routes ask applicants to show private health insurance arranged with an insurer operating in Spain. This is a general observation about the process, not legal advice, and the exact requirements can change and depend on your nationality and the route you are applying through.
- Applications often ask for private health cover with an insurer operating in Spain.
- Some routes expect the policy to provide cover comparable to public healthcare, without copayments in certain cases.
- Requirements differ by visa type, nationality and the authority handling your application.
- Rules and accepted documents can change — what applied to someone else may not apply to you.
What to prepare
A practical list to gather before you speak with Irene. It is general guidance, not an official checklist.
- The visa or residence route you are applying for (for example: student, non-lucrative, digital nomad, work, family reunion, golden).
- Your nationality and the country you are applying from.
- Who needs to be covered — just you, a partner, children, or dependants.
- Any dates you are working towards (arrival, appointment, submission deadline).
- Whether the authority has given you specific insurance requirements in writing.
- Any existing health cover you already have.
Important
Irene can help you understand DKV insurance options, but she does not provide immigration or legal advice, and cannot guarantee that any policy will be accepted for a particular application. Always verify current requirements with the relevant Spanish authority (for example the consulate handling your application) or a qualified immigration adviser before you commit.
Download the DKV Visado guides
Thinking about a Spanish visa or residence permit?
Tell Irene your route and who needs cover, and she will help you understand the DKV options that may fit.