Irene Pujol — Exclusive DKV Agent

DKV Insurance Guide · Spain

Specialists & Tests (DKV Modular)

DKV Modular: Specialists & Diagnostic Tests (Outpatient Care)

DKV Modular (Specialists + Tests) is an outpatient-focused plan for people who already have public social security healthcare or prefer an economical private option to bypass public waiting lists for consultations and scans.

What is Covered?

  • Direct Access to Private Specialists: Dermatologists, gynaecologists, ophthalmologists, cardiologists, and more with no referrals needed.
  • Comprehensive Diagnostic Tests: X-rays, blood work, MRIs, and ultrasounds with fast turnaround times.
  • Minor In-Office Procedures: Routine consultations and preventative health screenings.
  • Telemedicine: Video consultations with doctors on your smartphone.
  • Excluded: Does not cover hospitalisation, major surgery, or overnight inpatient stays.

Key Distinction

SPECIALISTS + TESTS = Fast outpatient care for doctor visits and diagnostic tests.
INTEGRAL (Élite / Plus / Complet) = Outpatient care + Hospitalisation and Major Surgery.

Have questions about this coverage?

Irene Pujol provides personal guidance in English. She will help you review policy terms, network doctors, and requirements at your own pace.